What is travel insurance?
Simply travel insurance is a precaution that protects you and your budget against the unpleasant situations that you may encounter during your trip.
Why do you need it?
Unfortunately today, many travelers do not attach much importance to insurance. However, due to its content, insurance is of vital importance. Of course we do not want to think that we will have a bad experience or have a health problem on our vacation. But there is always a chance even it’s small. Health systems, health services and prices, the procedures applied in judicial cases can be much more annoying than you think in different countries. In addition, communication problems, quick access to health or legal services from your location can be difficult. When you consider these, you should definitely have an insurance when traveling to a foreign country.
What are the contents?
Various travel insurance contents are offered to you by insurance companies. You can also expand these contents according to your demands. These can be included medical check-ups at the hotel, outpatient treatment, inpatient treatment, supply of necessary medicines, air ambulance services to reach health services or return to your country when necessary, theft, lost travel documents, lost luggage, funeral procedures in case of death.
Travel insurance and travel agents
Passengers who get services from travel agencies during their holiday plans can also get support from travel agencies regarding insurance. Travel agencies can recommend you the most accurate content of the insurance and the best insurance company according to the country you are going to. In some countries, travel agencies are required to issue insurance for their passengers.
Tour packages may include insurance. For detailed information on this subject, you can consult your travel agency. However, insurances, which are made compulsory by travel agencies, are not very comprehensive in terms of content. In this case, it is strongly recommended that the passenger make an insurance with a wider content in line with his wishes.
Top travel insurance companies
It is very difficult to make a definite recommendation on this matter. The most important questions that the passenger should ask the insurance company at the decision stage are the service possibilities of the insurance company in the country of destination, being available 24 hours a day by phone, and how long it will take to intervene in case of a possible need. You can reach the results of the research conducted by Money.com in the USA on this subject from the link below.